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पीपीएफ योजनेवर सरकार देते हमी…
जर तुम्ही सार्वजनिक भविष्य निर्वाह निधी योजनेमध्ये गुंतवणूक केली तर तुम्हाला सरकार हमी देते. ही योजना पूर्णपणे सरकारच्या अंतर्गत राबवली जाते. यामध्ये व्याजदेखील सरकार ठरवते. या योजनेत तुमचे पैसे सुरक्षित राहतील. तर तुम्हाला खात्रीशीर परतावादेखील मिळेल.
या योजनेत कोण करू शकतं गुंतवणूक?
या पीपीएफ योजनेमध्ये प्रत्येकजण गुंतवणूक करू शकतो. यामध्ये तुम्ही फक्त ५०० रुपयांपासून गुंतवणुकीला सुरुवात करू शकता. तुमच्या जवळच्या पोस्ट ऑफिस किंवा बँकेतमध्ये जाऊन तुम्ही या योजनेमध्ये खातं उघडू शकता. यामध्ये तुम्ही जास्तीत जास्त १.५ लाखांपर्यंत गुंतवणूक करू शकता. हे खातं चालू ठेवण्यासाठी तुम्हाला दरवर्षी किमान ५०० रुपये जमा करावे लागणार आहे. या PPF योजनेमध्ये तुम्ही गुंतवणूक केली तर जमा केलेल्या रकमेवर तुम्हाला कर्जामध्ये आणि करामध्येही सूट मिळते.
बनावट अकाउंटवरून महिलेच्या आवाजात बोलायचा, व्यापार्‍याकडून ३० लाख उकळले; पण असा घावला तावडीत…
कसे व्हाल तुम्ही करोडपती….
पब्लिक प्रॉव्हिडंट फंड योजनेमध्ये गुंतवणूक करून तुम्हाला करोडपती व्हायचं असेल तर यासाठी तुम्ही वार्षिक १.५ लाख रुपये म्हणजेच दरमहा किमान १२,५००० रुपये गुंतवावे लागतील. अशाप्रकारे, जेव्हा तुम्ही त्यात २५ वर्षे गुंतवणूक करत राहिलात, तर त्यावर चक्रवाढ व्याज जोडून तुम्हाला मोठी रक्कम हाती येते.
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