एका आरटीआय प्रश्नाला उत्तर देताना ३ फेब्रुवारी रोजी ईपीएफओने सांगितले की, मार्च १९९६ मध्ये योजना सुरू झाल्यापासून वाढीव पेन्शनचा लाभ घेण्यासाठी आता लागू करण्यात आलेल्या पर्यायाची निवड करण्याबाबत एकही अर्ज करण्यात आलेला नाही. ईपीएफओच्या नवीन वाढीव पेन्शन योजनेतील तरतुदीनुसार कर्मचारी आणि नियोक्त्यांनी EPF योजना, १९५२ अंतर्गत पीएफसाठी विहित वैधानिक मर्यादेऐवजी त्यांच्या वास्तविक मूळ पगारावर वाढीव रक्कम योगदान देण्यासाठी EPFO कडून संयुक्तपणे पूर्व परवानगी मागणे आवश्यक आहे.
लक्षात घ्या की वर्षानुवर्षे सरकारने पीएफ योगदान मर्यादा वाढवली आहे. जून २००१ पर्यंत पीएफमधील योगदान मर्यादा ५,००० रुपये होती, जी नंतर ६,५०० रुपये आणि सप्टेंबर २०१४ पासून योगदान १५,००० रुपये करण्यात आली. म्हणजे कमाल मर्यादा असूनही तुम्ही नियोक्त्यासह (कंपनी) तुमच्या वास्तविक मूळ पगाराच्या १२% पीएफमध्ये योगदान देऊ शकता. पण कंपनी आणि कर्मचार्यांनी EPFO कडून पूर्वपरवानगी घेतली असेल तरच हे शक्य आहे.
गेल्या आठवड्यात, CII प्रतिनिधींशी झालेल्या संवादादरम्यान प्रादेशिक पीएफ आयुक्त अपराजिता जग्गी यांनी वाढीव पेन्शन पर्यायाचा निवडण्यासाठी ईपीएफओची परवानगी आवश्यक पूर्व शर्त का केली जात आहे, याबाबत स्पष्टीकरण दिले नाही, असे सूत्रांनी TOI ला सांगितले.
अर्ज करण्यासाठी मुदतवाढ
कर्मचारी भविष्य निर्वाह निधी संघटनेने सोमवार, २७ फेब्रुवारी रोजी आपल्या सदस्यांना दिलासा देत वाढीव पेन्शनचा पर्याय निवडण्यासाठी ३ मे पर्यंत मुदतवाढ दिली आहे. यापूर्वी, EPS अंतर्गत उच्च पेन्शनसाठी अर्ज करण्याची अंतिम तारीख ३ मार्च २०२३ होती. परंतु, पेन्शन जमा करण्याची पद्धत आणि गणना याबाबत चित्र अद्यापही स्पष्ट झाले नाही.
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