पैसे नसतानाही करता येणार फॉरेन ट्रिप

आता पैसे नसतानाही तुमचं आंतरराष्ट्रीय प्रवासाचं स्वप्न पूर्ण होऊ शकतं. यावर एक नवा पर्याय उपलब्ध करण्यात आला आहे. या नव्या पर्यायात तुम्ही महिन्याला हप्त्यानुसार पैसे (Travel EMI) भरू शकतात. सध्या व्हॅकेशन लोनची (Vacation Loan) मोठी मागणी आहे. ट्रॅव्हल कंपन्या बाय नाऊ, पे लेटर (BNPL) ऑफर्समध्ये मोठी मागणी असल्याचं सांगत आहेत. याची सर्वाधिक मागणी आयटी सेक्टरमधील प्रोफेशनल्स आणि हनीमूनसाठी जाणाऱ्यांमध्ये मोठ्या प्रमाणात आहे.
प्रवासासाठी ईएमआयचा पर्याय

ट्रॅव्हल एजेंट्सच्या ग्रॉस मर्चेंडाइज व्हॅल्यूचं (GMV) ट्रॅव्हल लोन केवळ १ ते २ टक्के आहे. पेमेंट ऑप्शन म्हणून याचा हिस्सा ग्रॉस मर्चेंडाइज व्हॅल्यूच्या जवळपास ५ टक्के असणं अपेक्षित आहे. आघाडीच्या टूर ऑपरेटर्सचं म्हणणं आहे, की प्रवासासाठी ईएमआयचा हा पर्याय ग्राहकांना आकर्षित करत आहे. ४० टक्के ग्राहक हा पर्याय शोधत असल्याचं टूर ऑपरेटर्सचं म्हणणं आहे. अनेक प्रवाशांना हा पर्याय फायदेशीर वाटतो आहे. हेही वाचा – दूध महागाईचा भडका! आता तोंड गोड करणही खिश्याचा भार वाढवणार
ट्रॅव्हल नाऊ पे लेटर

उदाहरणासाठी थॉमस कुक यांचं उदाहरण घेता येईल. फिरायला जाण्यासाठी ईएमआय पर्यायाच्या शोधात असलेल्या लोकांमध्ये २५ टक्क्यांची वाढ झाली आहे. ट्रॅव्हल नाऊ पे लेटरसाठी फिनटेक कंपनीसह पार्टनरशीप करण्यात आली आहे. थॉमस कुकचे प्रेसीडेंट आणि कंट्री हेड राजीव काळे यांनी सांगितलं, की आम्ही अनेक बँकांमध्ये क्रेडिट सुविधादेखील देतो. यात ३ ते १३ महिन्यात हप्त्यात पैसे परत करण्याची सुविधा देण्यात आली आहे.
करोनानंतर अशा प्रकारच्या कर्जाच्या चौकशीत मोठी वाढ

एसओटीसी ट्रॅव्हलचे अध्यक्ष आणि कंट्री हेड डॅनियल डिसोझा यांनी सांगितलं, की आंतरराष्ट्रीय प्रवासाचा कर्जाचा सरासरी आकडा १.५ लाख रुपये असतो. चेन्नई येथील ट्रॅव्हल कंपनी मदुरा ट्रॅव्हल सर्व्हिसमध्येही जानेवारी ते जून या कालावधीत अशा ग्राहकांमध्ये ३० टक्क्यांनी वाढ झाली आहे. त्यांनी क्रेडिट कार्ड ईएमआय पर्याय, प्रवासासाठी बँकांकडून वैयक्तिक कर्ज घेतलं आहे. करोनानंतर अशा प्रकारच्या कर्जाच्या चौकशीत मोठी वाढ झाली आहे. करोनाआधी ही परिस्थिती वेगळी होती.
ईएमआयचा पर्याय वापरणाऱ्यांच्या संख्येत झपाट्याने वाढ

मदुरा ट्रॅव्हल सर्व्हिसचे एमडी श्रीहरन बालन म्हणाले, की करोनोनंतर अनेकांना कर्ज घेऊन नंतर परतफेड करणं सोपं ठरतं आहे. तसंच लोकांना आता EMI ची सवय झाली आहे. परदेश दौऱ्यांसाठी ईएमआयचा पर्याय वापरणाऱ्यांची संख्या झपाट्याने वाढली आहे. २०१९ मध्ये असे लोक जवळपास १० टक्के होते. आता २०२२ मध्ये ही संख्या ४० टक्क्यांवर गेली आहे. ट्रॅव्हल फिनटेक Sankash ने जानेवारी ते जून दरम्यान ७० कोटी रुपयांच्या आंतरराष्ट्रीय ट्रॅव्हल कर्जाची प्रोसेसिंग केली आहे.
Thanks for your own work on this site. My aunt delights in setting aside time for research and it is easy to understand why. A number of us know all regarding the compelling method you present functional tricks by means of your website and even improve response from other people about this situation plus our own simple princess is becoming educated a great deal. Take pleasure in the remaining portion of the year. You are always performing a very good job.
I needed to write you one very small observation so as to say thank you the moment again considering the nice knowledge you have contributed in this article. It’s particularly open-handed of you to grant without restraint what many of us would’ve marketed as an ebook to get some dough for themselves, certainly since you might have tried it in the event you desired. These pointers in addition worked to become a great way to comprehend other people online have similar interest just like my own to know way more pertaining to this problem. I know there are millions of more fun periods up front for individuals who view your site.
I precisely wanted to thank you very much all over again. I am not sure what I could possibly have worked on in the absence of the actual tips provided by you regarding my question. It has been a very fearsome problem for me, nevertheless seeing the professional style you resolved the issue made me to weep with joy. I am happier for your support and then hope that you are aware of an amazing job your are carrying out teaching the rest through the use of a blog. Most probably you have never come across all of us.
I wish to show my appreciation to this writer for rescuing me from this type of challenge. After surfing through the online world and obtaining views that were not powerful, I was thinking my life was over. Existing minus the strategies to the difficulties you have sorted out by way of your entire short post is a crucial case, as well as the kind that could have in a wrong way damaged my career if I had not come across your site. Your talents and kindness in dealing with everything was crucial. I am not sure what I would have done if I had not discovered such a stuff like this. I can at this point look ahead to my future. Thanks so much for your skilled and amazing help. I will not be reluctant to propose the blog to any person who needs guidelines about this matter.
Thanks for all your valuable work on this website. Kate loves making time for investigation and it’s really obvious why. Most of us hear all regarding the dynamic form you produce both interesting and useful suggestions on your website and encourage contribution from other ones on the subject matter and our favorite simple princess is without a doubt discovering a lot of things. Take advantage of the rest of the year. You’re performing a really great job.
I would like to get across my passion for your kindness for women who actually need help with this one niche. Your very own dedication to getting the solution all around has been especially functional and has specifically encouraged girls just like me to reach their targets. Your amazing valuable recommendations signifies so much a person like me and additionally to my office colleagues. Thanks a lot; from each one of us.
I am also writing to make you understand what a notable discovery my friend’s child enjoyed checking your site. She came to find such a lot of details, which include how it is like to have a marvelous giving mindset to have the mediocre ones with ease understand specified advanced subject matter. You truly did more than our own expectations. Thanks for showing the warm and friendly, safe, revealing and even unique guidance on the topic to Jane.
I’m also commenting to make you know of the notable encounter my cousin’s child enjoyed reading your web page. She discovered so many details, not to mention what it’s like to have a marvelous giving mindset to get other people really easily know certain tortuous issues. You actually exceeded readers’ desires. Many thanks for producing such great, dependable, edifying not to mention easy tips on the topic to Ethel.
My husband and i have been absolutely fulfilled when Albert managed to finish up his homework from your precious recommendations he was given when using the site. It is now and again perplexing to just be giving away tactics which often other people have been making money from. We realize we need the blog owner to thank for that. The entire explanations you have made, the straightforward web site menu, the relationships you can help to engender – it is all excellent, and it’s assisting our son and the family believe that this subject is brilliant, which is certainly truly important. Many thanks for the whole lot!
My wife and i ended up being absolutely happy when Chris managed to finish up his preliminary research through your ideas he was given in your web site. It is now and again perplexing just to possibly be freely giving instructions that most people have been trying to sell. And we keep in mind we have the blog owner to thank for this. The explanations you’ve made, the easy website navigation, the relationships you give support to foster – it’s many exceptional, and it’s really assisting our son in addition to our family know that this theme is pleasurable, which is certainly extraordinarily pressing. Thank you for the whole lot!
I must get across my passion for your generosity in support of individuals who really want assistance with this one question. Your real dedication to passing the solution up and down became really insightful and has usually helped many people just like me to get to their pursuits. Your warm and helpful facts signifies a great deal a person like me and even more to my fellow workers. Best wishes; from each one of us.
I must express my thanks to the writer just for bailing me out of this particular scenario. Right after looking throughout the the net and coming across solutions which are not beneficial, I was thinking my life was well over. Being alive without the approaches to the issues you’ve fixed through your posting is a serious case, as well as ones which may have in a wrong way affected my career if I had not noticed the website. Your capability and kindness in maneuvering a lot of stuff was helpful. I am not sure what I would have done if I hadn’t come across such a subject like this. I am able to at this moment look ahead to my future. Thanks so much for the high quality and results-oriented guide. I will not hesitate to recommend your site to anyone who needs recommendations on this situation.
I wanted to compose you a little word to say thanks a lot yet again for your personal nice tactics you’ve shown above. It was really wonderfully generous with you to give extensively just what a few people might have made available as an e-book to get some dough on their own, specifically considering the fact that you could possibly have tried it if you ever desired. Those principles additionally worked like the fantastic way to fully grasp some people have the identical dreams similar to my own to understand lots more around this condition. I think there are thousands of more pleasant opportunities up front for individuals that start reading your blog post.
Thank you so much for providing individuals with remarkably nice opportunity to read from this blog. It really is very terrific and also packed with fun for me and my office acquaintances to visit your blog at least 3 times in one week to study the new tips you have. Not to mention, I am also certainly impressed considering the great creative ideas you give. Some 1 facts on this page are undeniably the finest I have ever had.
I and also my guys appeared to be checking out the good techniques located on your web page then immediately I got a horrible feeling I never expressed respect to the web blog owner for those techniques. My people were definitely consequently warmed to learn them and now have in truth been enjoying them. Thanks for getting well helpful and for finding varieties of remarkable topics millions of individuals are really eager to be aware of. My very own honest regret for not saying thanks to you earlier.
I wanted to post you that little note to say thanks again for your personal nice secrets you have documented on this page. This has been simply remarkably generous of people like you to allow without restraint just what a few people would have offered as an e-book to help with making some profit for themselves, chiefly since you might have done it in case you wanted. Those points likewise served to be a easy way to understand that other people have a similar desire much like mine to figure out great deal more when considering this issue. I am sure there are thousands of more fun instances in the future for folks who discover your blog.
I want to convey my passion for your generosity giving support to those people that require assistance with this important idea. Your very own commitment to getting the solution all-around appears to be exceedingly functional and has consistently made professionals like me to attain their targets. The warm and helpful tips and hints entails a lot a person like me and even more to my peers. Warm regards; from each one of us.
It is best to take part in a contest for the most effective blogs on the web. I will advocate this site!
I must show my appreciation to you just for rescuing me from this matter. Right after surfing throughout the search engines and coming across advice which were not helpful, I believed my entire life was over. Being alive minus the answers to the issues you have fixed all through your good review is a serious case, as well as ones which might have in a wrong way affected my entire career if I had not encountered your website. That understanding and kindness in dealing with the whole lot was tremendous. I’m not sure what I would have done if I had not discovered such a stuff like this. I can at this moment look forward to my future. Thank you very much for this high quality and sensible guide. I won’t think twice to refer the blog to any individual who needs guide on this topic.
Thanks so much for providing individuals with an exceptionally marvellous possiblity to discover important secrets from this blog. It is usually very lovely and also jam-packed with a lot of fun for me personally and my office co-workers to search your website nearly three times a week to learn the new guides you will have. Of course, we’re certainly happy for the effective opinions you serve. Some two points in this posting are honestly the most efficient I have ever had.
I actually wanted to jot down a brief note so as to say thanks to you for all the splendid concepts you are placing at this site. My extended internet search has at the end been paid with incredibly good concept to share with my two friends. I ‘d suppose that many of us site visitors are unquestionably endowed to live in a fantastic site with so many outstanding professionals with helpful principles. I feel very much blessed to have come across the weblog and look forward to so many more cool moments reading here. Thanks a lot again for a lot of things.